If you are injured in a car accident due to the negligence of someone else, you can be compensated for the damages you sustained. You do not have to be the driver of the vehicle. Passengers injured in car accidents also have a right to recover compensation. If you were a passenger injured in a car accident, you may be able to recover the following:
*Current and future medical expenses for treatment of crash-related injuries
*Pain and suffering damages
*Loss of income
*Loss of future earning ability
Some damages, such as pain and suffering damages, are subjectively calculated and can be difficult to quantify. It is important to remember that insurance companies will take advantage of this and try to undervalue these types of damages. Before you talk to the insurance company for the at-fault driver or even consider settling your claim, contact an experienced personal injury attorney to discuss your legal rights and best course of action.
How can you receive compensation if you were injured as a passenger in a car accident?
In a personal injury action, you are responsible for both proving damages and liability. Whoever caused the accident is on the hook for paying damages. Depending on who is liable for the car accident, there may be multiple avenues for seeking compensation. This can be complicated as it may be more than one driver responsible for the car accident. You may be able to recover under the insurance policy of the driver or vehicle owner of the car you were riding in at the time of the accident. Also, you may be able to recover under the insurance policy of the driver or owner of another vehicle involved in the accident. This means that if there were two or more other vehicles involved in the accident, you may be able to pursue a claim against the policies of all the vehicle owners or drivers of the other cars involved in the crash. Additionally, a car defect could put the manufacturer as a responsible party. If a company vehicle was involved, an employer may be liable for damages. An insurance claim may be filed with the insurance companies of all liable parties.
If you make multiple claims, insurance adjusters from the involved insurance companies will determine percentages of fault. In other words, they will decide how much responsibility each driver had in causing the accident. Once the percentages of liability are determined, the insurance companies will pay that percentage of the damages you are awarded.
Being involved in a car accident and sustaining injuries is overwhelming enough without having to consider all of the legal issues surrounding a claim. Injured victims need to ensure their legal rights are protected and fight to secure the fair and just compensation that is needed to recover and move forward with their lives.
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